Work delivered
The files your client signed off on.
You did the work.
You deserve to get paid.
Payment protection for freelancers, agencies and independent businesses when clients don't pay on time.
Payment protection for freelancers, agencies and independent businesses when clients don't pay on time.
4 invoices protected this month
| Client | Amount | Due Date | Status |
|---|---|---|---|
NNorthwind Studio | £4,200 | 12 Jun | Protected |
AAtlas Brand Co. | £1,850 | 03 Jul | Protected Automated reminder sent · 2 of 3 |
LLumen & Co. | £3,200 | 28 Jun | Protected |
FField Notes Ltd | £980 | 19 Jul | Protected |
Work delivered
The files your client signed off on.
You finish the project.
Client went quiet for 92 days on a £14k build.
Rebrand delivered. Payment 'stuck in procurement'.
Net-30 quietly became net-75.
Two shoots unpaid, then they asked for a third.
Invoice 'never received', sent four times.
Paid 60 days late, no apology, no interest.
They liquidated the entity that owed me.
Final 40% held hostage over 'one more tweak'.
Chased my own money for longer than the project took.
The solution
We record the work you delivered and the payment you're owed, then automatically chase it if a client doesn't pay. You do the work. We protect the payment.
Pull invoices and payments straight from your books. No CSVs, no double entry.
Penalties apply the moment an invoice slips past due. You set the schedule, BobA enforces it.
● Active · escalation armed
Know before you sign. We pull payment history and flag risky clients before the work begins.
Client funds are held in escrow the moment work is approved. Released on delivery, with no awkward asks.
Pricing
Start free. Upgrade when your invoices need more protection. Cancel anytime.
For solo freelancers getting their first invoices protected.
For working freelancers and small studios who can't chase.
For teams managing multiple clients and projects.
Community
24 anonymous stories from freelancers and agencies. Hover to pause. Add your own.
Client went quiet for 92 days on a £14k build.
Two shoots unpaid, then they asked for a third.
They liquidated the entity that owed me.
Asked for a deposit. Lost the client on the spot.
Signed off the work, 'forgot' to sign off the payment.
Invoice 'lost' after a company restructure.
Sent the invoice by post. They 'never got it'.
They wanted the source files before they paid.
Rebrand delivered. Payment 'stuck in procurement'.
Invoice 'never received', sent four times.
Final 40% held hostage over 'one more tweak'.
Retainer cancelled after the work shipped.
Paid in store credit. I don't sell store credit.
They disputed a finished, approved, live project.
Late fee clause? 'We don't do those.'
'We're a startup, can you be flexible?'
Net-30 quietly became net-75.
Paid 60 days late, no apology, no interest.
Chased my own money for longer than the project took.
Told to invoice again 'next quarter'.
CEO said 'just trust me' on the final 50%.
Promised 'end of month'. Every month.
Three rounds of 'final' revisions, then silence.
Paid 70% up front. Ghosted on the rest.